products
Affordability modelling uses comprehensive Income & Expenditure information to determine optimal short-settlements, ongoing arrangements and IVA dividends after discounting for future cash flows and likely breakage rates.
This allows you to determine your best course of action. Pursuing the debt, accepting a short-settlement offer or IVA dividend, or using DCAs whilst considering the necessary repayments to cover costs all have their advantages and disadvantages according to where the customer is at.
